Auto Insurance

Trust Us: We Have Your Auto Insurance Solution

Getting the right insurance for your car can be a challenge. Especially if you try to do it yourself. So, why do that when everything you need can be identified and instantly arranged at competitive prices with one simple action? That's all you need do. 

We're talking about BIG Insurance Solutions' customized auto insurance program that's tailored to protect you and fit your budget. You tell us; we arrange the coverage.

We've been doing just that for car owners in San Antonio and Austin for many years. They stay with us. They trust us. We know we can do that for you.


BIG Auto Insurance in San Antonio, Austin and Beyond

Car insurance is a legal requirement in Texas. It's subject to what we call the 30/60/25 rule.

That means your MUST have at least $30,000 auto liability insurance per injured person up to at least $60,000 total per accident, and property damage coverage of $25,000 or more.

In practice, these minimums are rarely enough to protect you in an accident. You could find yourself seriously out of pocket if you stick with them.  Which is why we work with you one-to-one to make sure you're properly protected.

So, let's take a close-up look at the musts-and-the-maybes of car insurance.


Your Auto Insurance Options

Here are the main options that a car insurance policy can include:

  • Car liability insurance. As we say, you must have this, but we can help you decide on the right level. Liability means you're responsible for damage and injury/death costs relating to an accident you caused. Also covers legal costs and lawsuit settlements.
  • Personal injury protection (PIP). This pays for medical costs for injuries you or your passengers suffer, regardless of who caused the accident. Lost wages are also covered.
  • Collision insurance to pay for damage to your vehicle after a collision with another car or something else, like a tree, if it's damaged by a pothole or if you flip it over. If you hit an animal, such as a deer, you need comprehensive auto insurance to pay for damage (see below).
  • Comprehensive coverage. Protection if your car is damaged by something other than another car -- a falling tree or building, for example -- or vandalism, theft or caused by a natural disaster. Also pays for windshield repair and damage caused by contact with an animal.
  • Uninsured or underinsured driver coverage. This helps meet costs if another vehicle and driver cause an accident you're involved in and that driver has no or insufficient insurance. Unlike in many states, this is not a legal requirement in Texas but, when you consider there's an estimated 3 million uninsured drivers on our state's roads, it's a very low-cost option to include in your coverage.


More Car Insurance Options

In addition to the main features that we've outlined above, BIG Insurance Solutions can also arrange:

  • Umbrella insurance. This low-cost coverage raises the limits of your auto policy coverage. It kicks in when your standard policy limits are breached.
  • Hard-to-find coverage for young or high-risk drivers.
  • Insurance for antique, vintage and collectible cars. Different policies and rates depending on whether you drive your cherished vehicle or just show it at events.


Save Money on Your Auto Insurance

Insurance companies offer different levels of coverage and different rates for exactly the same coverage. As an independent agent, BIG Insurance Solutions can shop around for the best protection and lowest rates

We can also often secure discounts for low mileage and no-claims experienced drivers. Other discounts may be available for higher level deductibles (the amount you pay before your policy kicks in), where your car is garaged and if you have more than one policy with the same insurers.


Act Now for Your Auto Policy Coverage in San Antonio and Austin

When you need help, we're right here in Austin and San Antonio. You can meet or speak with your personal coverage specialist, quickly and easily adjust your coverage, get answers to your questions, and enjoy outstanding customer service and claims support.

Whether you're reviewing your existing auto coverage (we can do that for you too) or starting out new with your first car insurance policy, you should never risk being uninsured or under-protected.

We're only a click, an email, a phone call or a personal visit away. We can give you a super-fast, no-cost, no obligation quote, or simply answer your questions. That's an unbeatable solution.

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